Living in Henry County

Living in Henry County offers many lifestyle opportunities  Active sophisticated, rural or in between, we really do have it all!  When it comes to where an how you live you're unique and have a right to be particular.  Let my experience as a resident of Henry County GA show you the community from a different vantage point.  A perspective that helps you quickly learn about the best places to live.  Together we can explore which lifestyle represents your best match in Henry County GA.

If you are considering selling your home, learn how a marketing background, coupled with experience and a customized approach draws you the right buyers.  Plus, you won't have to worry about a thing - not one little thing from start to finish.  And, once the sign goes up, you can count on me to still be around, calling you weekly just to check in, or to give you an update.

If you remember only one thing, remember that I'd like to become your favorite resource in Henry County GA by earning that title through hard work and the finest in customer service.  Call today and let's explore the real estate options that best fit your needs, goals and lifestyle.

Understanding the Process!

Real estate is a dynamic field in which each transaction presents new and (sometimes) exciting challenges.  It is not uncommon to navigate this large financial decision with emotions leading the way; however, knowledge of the current market can assist in making decisions that are beneficial for all involved.

Market conditions can change on a whim.  It is important to understand whether we are in a seller's market or buyer's market as that is the biggest factor that will determine whether or not a home sells.  Understanding market conditions allows for conversations about expectations and strategy for success.

Emotions can interfere with a transaction for both buyers and sellers.  It is helpful to have clear benefits for your customer/client to ease their mind about the transaction at hand.  Understanding why they are buying or selling in addition to the benefit they will reap from doing so will diminish stress.

Setting the price is key.  Be sure to understand how any price suggestions were concluded.  Have detailed discussions about the local, recent market activity to better understand what buyers are willing to pay.

Unrealistic home buyers will benefit from a knowledgeable agent.  In addition to market conditions, an agent should be aware of the condition of a home, an estimated cost to bring the home to livable conditions and the type of loan product(s) that will allow for homes in varying stages of construction.
A dream home in a nightmarish location can be a problem too!  This is a time when knowledge of the area can save the day.  Often times, parts of towns have different neighborhoods that have different levels of appeal but similar construction styles.  It is good to know the variety that exists within a specific area in order to move your client/customer closer to their ideal home!

Home Buying: The Process!

Step 1: Check your credit report & score!  Your lender will and you don't want to be blind sighted by negative information that can hinder your ability to purchase a home.  Any discrepancies or misreported information need to be corrected. 

Step 2: Figure out how much you can afford.  A pre-qualification can be obtained by a lender using self reported information about your debts and income.  This pre-qualification does not guarantee you approval for a mortgage loan but can serve as a guideline for the amount you can be approved for.  A pre-approval is even better as your loan officer will pull your credit and verify your income to give an even more accurate depiction of what your buying power is for your home search.  

Step 3: Find the right lender and real estate agent.  I will provide you a list of local lending professionals and we already know I am the agent that will meet your real estate need!  If you are outside of Georgia, no problem, I am part of an international network of brokers that are ready to work for you!

Step 4: Look for the right home.  It is VERY important to have the discussion with your agent FIRST to discuss what you NEED from your home as well as what you WANT in your new home so that you can view the best homes on the market for you.  

Step 5: Make an Offer on the home that meets your needs!  Making an offer is both scary and exciting.  Your agent will provide you with quality comparative homes to ensure that your price is fairly negotiated and help you schedule your inspections once your offer is approved!

Step 6: Get the right mortgage for your situation.  All mortgage loans are not created equal!  It is important to be discussing your current financial needs and future financial goals with your loan officer to ensure that your loan, like your new home, will meet your needs. 

Step 7: Close on your home. Closing day brings a rush of feelings but there is still work to be done.  Be sure that you have thoroughly reviewed all deed, title, and warranty documents prior to signing.  Also ensure that your lending documents match what was previously discussed between you and your loan officer!

Step 8: Move In!